"We needed $1.2M to build a 60-room hotel off the interstate. Three banks passed. EZGovLoans packaged it for the USDA program and we broke ground in four months."
Dale Hartman
Owner, Prairie View Inn — Spearfish, SD
Eligibility resource for USDA B&I, REAP & SBA loan programs · Independent — not a U.S. government agency
You have a plan to grow.
We have the loan
to fund it.
Government-backed business financing from $1M–$25M for for-profit companies in eligible areas. Check your eligibility in about 60 seconds — if you qualify, we move fast.
Why EZGovLoans
We’re here for you.
These federal programs have their own rules, lenders, and paperwork. We do this every day — so your file moves and you always know where it stands.
We confirm eligibility first
No wasted time on a program you can’t use — we check your fit before you lift a finger.
We package to standards
Your file is built to underwriting standards from day one — the way to speed up an approval.
We match approved lenders
We place your deal with lenders who actually fund this program — not a wall of dead ends.
Old-fashioned service
A real person guides you from your first eligibility check all the way through closing.
$1.4B+
Financing facilitated
600+
Businesses funded
90%
Government guarantee
30 yr
Terms available
A simple, three-step process
From eligibility check to funded — without the runaround
We keep it deliberately simple. Most owners finish the eligibility check in about a minute.
1
Check your eligibility
A few quick questions — about 60 seconds, no documents, no credit impact.
2
Get matched
If you qualify, a specialist confirms your fit and matches you to the right lender and program.
3
Get approved & funded
We package your file and move it to approval fast — so you can put the capital to work.
Resources
Know before you apply
USDA B&I
Eligibility
Funding