Eligibility resource for USDA B&I, REAP & SBA loan programs · Independent — not a U.S. government agency
USDA B&I Eligibility Check

See if you pre-qualify in about 2 minutes

Answer a few quick questions about your business. No documents needed to start, and checking your eligibility won’t affect your credit score.

USDA B&I Eligibility CheckStep 1 of 6

Let's get to know your business

What industry is your business in?
B&I funds a wide range of rural commercial industries.
How long has it been operating?
Please answer both questions to continue.
How much financing do you need?
USDA B&I loans typically range up to $25 million.
Estimated personal credit score?
Please answer both questions to continue.
A few quick eligibility questions
These mirror the USDA's core B&I requirements.
Is the business for-profit?
In / willing to locate in a rural area (pop. under 50,000)?
Any business bankruptcy in the last 3 years?
Is it a U.S.-based business?
Please answer all four questions to continue.
What will the funds be used for?
Select the primary use of funds.
Which state is the business in?
Please complete both fields to continue.
A quick financial snapshot
Helps us match you to the right lending partner.
Business entity type
Approximate annual revenue?
Please complete both fields to continue.
Great — where should we send your results?
An advisor will review your answers and reach out with next steps.
Please enter your name, email, phone, and consent to continue.
Takes about 2 minutes · Checking eligibility won't affect your credit score
Prefer to talk to an advisor first? Call (800) 555-4150.
USDAGovLoans

An independent eligibility and packaging resource for the USDA Business & Industry, REAP, and SBA loan programs — helping for-profit businesses secure long-term, government-backed financing.

USDAGovLoans is an independent, privately owned lending marketplace and is not affiliated with, endorsed by, or sponsored by the U.S. Department of Agriculture (USDA), the U.S. Small Business Administration (SBA), or any government agency. "USDA," "REAP," and "SBA" refer to federal loan programs and are used only to describe the financing we help businesses pursue. We are not a lender and this is not a commitment to lend; approval, rates, and terms are determined solely by approved third-party lenders and program eligibility. DEMONSTRATION SITE — built by Northwood Digital Services for internal evaluation; brand and figures are illustrative; no information submitted here is stored or transmitted.

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