Eligibility resource for USDA B&I, REAP & SBA loan programs · Independent — not a U.S. government agency
Application received

Thanks — your eligibility check is in.

A USDAGovLoans advisor is reviewing your answers now. Here's exactly what happens next.

What happens next

Four steps from here to funded.

A real advisor handles the heavy lifting — you'll always know where your file stands.

1

Expert review

We review your answers within 1 business day and confirm the program fit for your business.

2

Free strategy call

We confirm rural eligibility against the USDA map and structure the deal around your goals.

3

We package & match

We assemble your full loan package and match you to approved USDA B&I lenders.

4

Close & fund

We work it through to closing — typically 60–120 days from a complete file.

Prefer to talk now? Call (800) 555-0150.

While you wait

Three quick things to get a head start.

Gather your docs

Start pulling the basics together: business financials, the last two years of tax returns, and your debt schedule.

Confirm your address

On our call we'll check your business location against the official USDA rural eligibility map together.

Read: B&I basics

A USDA B&I loan is a government-guaranteed commercial loan built for rural businesses. See the eligibility details →

No impact to your credit. No obligation.

Your eligibility check is just a conversation with an advisor — no hard credit pull, no commitment, no pressure. Review the details anytime while we look over your answers.

Review eligibility details
USDAGovLoans

An independent eligibility and packaging resource for the USDA Business & Industry, REAP, and SBA loan programs — helping for-profit businesses secure long-term, government-backed financing.

USDAGovLoans is an independent, privately owned lending marketplace and is not affiliated with, endorsed by, or sponsored by the U.S. Department of Agriculture (USDA), the U.S. Small Business Administration (SBA), or any government agency. "USDA," "REAP," and "SBA" refer to federal loan programs and are used only to describe the financing we help businesses pursue. We are not a lender and this is not a commitment to lend; approval, rates, and terms are determined solely by approved third-party lenders and program eligibility. DEMONSTRATION SITE — built by Northwood Digital Services for internal evaluation; brand and figures are illustrative; no information submitted here is stored or transmitted.

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